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Personal Finance is about having a solid understanding of your financial situation. Most people have a flimsy understanding. Start by learning the basics of budgeting and banking. Credit and debt are important concepts to understand as well. Lastly, understand how insurance and loans affect your finances. |
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| Budgeting Resources | |
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Setting up a budget |
Money101: Setting a Budget |
| Kiplinger: Setting a Budget | |
| Proper Money Management starts with setting goals. If you don't know where you want to go, it's going to be really hard to set up a plan to get there. | |
| Financial Inventory | To set up a budget, you first need to list out all your income, expenses, investments, etc...get more info Here |
| Where to Start | Yodlee Moneycenter is a great resource, and a great place to start. Yodlee allows you to link your accounts in one location, ONLINE, in order to track your accounts. |
| General Personal Finance Resources | Personal Finance from money.cnn.com - great resources for Personal Finance Beginners |
| Kiplinger.com - Kiplinger focuses on Personal Finance | |
| Personal Loans | |||
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Auto Loans
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Are you in the market for a new or used car? First Do your research, then find a loan that is right for you and your financing needs. |
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Find your Car: |
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| Cars.com | AutoTrader.com | ||
Do some more research, inspect the quality, reliability and durability of your preferred vehicle. |
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| Consumer Reports | Kelley - Blue Book | ||
Find an auto loan, or refinance:
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""Auto Loan Application"
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Have you got yourself in a bad auto loan, look to "Refinance your auto Loan"
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| Home Loans | Purchasing a home is a very important milestone in one's life. There are many important things to consider when purchasing a home. Often, securing a home loan is one of them. With the recent turmoil in the housing market, this is tougher and tougher these days. Find a great home loan below. |
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| Home Equity Loans | Home Equity Loan -A loan granted based on the "equity" a home owner has built into his owned house. These types of loans are often used for remodeling, repairs, or to help lower other, more expensive, debt. Another benefit of a Home Equity Loan is that interest paid on the loan is Tax-Deductible. Home Equity Loans come in two forms: |
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Home Equity Loan - definition as stated above. Find some great rates on HEL's below. |
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| Home Equity Line of Credit (HELOC) - Think of a HELOC as a Credit Card for your home, where the money you're allowed to spend comes out of the equity of your home. People often get into trouble with HELOC's, when they use the money on toys, or remodels that do not add value to the home. | |||
| Personal Loans | coming soon! |
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| Education Loans | See the Investing Section for more info on Education Loans | ||